In these economic times, cutting spending on creature comforts, and getting rid of unnecessary stuff, have become high priorities for many of us.  With this in mind, many of us have been reading up on techniques for writing eBay listings, holding garage sales, decluttering our living spaces, and so on.
While these techniques are useful, few [...]

So a bunch of people in my life have been telling me how frightened they are by the financial situation in the world today, and how they’re concerned that their jobs or businesses won’t survive.  Interestingly enough, I predicted in advance who most of these people would be.
How did I do this?  The answer is [...]